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What Does It Mean To Have A Good Credit Score?
Around 60% of citizens don’t have the slightest clue about their credit score. But what is most worrying is that among the 40% who know what their actual score is, are unsure about what it means. Ultimately, your credit score doesn’t look anything like school marks, and you might wonder which score is an A […]
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Learn Everything You Need to Know About Your Credit Score
As an adult, it is important to take the time to make sure that you have the best credit score that you can. There are many people who assume that they do not have to worry about their credit score if they do not plan to buy anything major throughout their life, but that is […]
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Surprising Factors That Impact Your Credit Score
It is vital to keep track of your credit score. It does not matter what your current financial situation is, your rating is going to impact your ability to borrow money, and so you need to know your score and maintain it. To do this effectively, you must know what factors influence your credit rating. […]
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How To Deal With Bad Credit
From Flickr Our credit ratings are one of the biggest factors which dictate our financial stability, and now, more than ever, it’s important to understand your credit rating, and the various factors that affect it. If a poor credit score has been hanging over your head like a storm cloud, obviously you’ll want to find […]
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3 Reasons You Need Credit History and a Good Credit Score
In some corners of the personal finance landscape, going credit-free is considered to be something of a virtue. You only have to listen to the words of Dave Ramsey for a view minutes to hear the perspective that credit cards are bad and that cash is king. While that might work for people who already […]
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You Don’t Need a Degree to Decipher it: How to Understand Your FICO Score
If you’re like most people, you’ll tend to assume that your FICO score is calculated based on your repayment history. While that assumption is true to some degree, there are various other factors that can impact your credit score that often go overlooked. The key to boosting your credit score is to consider how your […]
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Credit Score Repair 101
Given how much of your life hinges on your credit score and report, it’s baffling that for many people it still remains something of a mystery. So… What Exactly Is It? Your credit score is a number that indicates your credit-worthiness. There’s an opaque description if there ever was one, hey? It’s usually a three-digit […]
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Which is Better for Raising Your Credit Score – Personal Loan or Credit Card?
Personal loans may not always be easy to come by, especially if you have problems with your credit score. Having a low credit score can make it quite difficult to secure that loan you want to get in order to raise your credit score. While you can qualify for a secured loan, it will be […]
Click to Read This ArticleThe Importance of Understanding Personal Finance Terms
The Importance of Understanding Personal Finance Terms According to a recent survey British people are more familiar with text speak than personal finance terms. This lack of knowledge surrounding such an important area of our lives has even lead to financial trouble for some people, due to confusing certain monetary terms we’re referring to or […]
Click to Read This ArticleTips for Toronto Citizens Looking to Boost Their Credit before Applying for a Mortgage
Buying a home can be a very exciting and stressful time in a person’s life. There are a number of things that have to happen in order to get the right results from their home buying experience. Finding the right mortgage takes some time and effort on the part of the prospective buyer. Finding the […]
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